Personal Banking
Everyday accounts, debit and credit cards, and spending insights so you always know where your money goes.
Swiss Financial Advisoryest. Bern
Your finances, under control, at every altitude.
We help individuals and businesses across Switzerland manage accounts, investments and retirement planning with the precision the Swiss banking tradition is known for.
1M+Clients served
4.4★Client satisfaction
24/7Digital access
BERN · SWITZERLAND
About Us02
Grounded in Swiss precision, built for modern finances.
Ledger & Peak is a financial consulting practice based in Bern, Switzerland. We work with private individuals, families and small businesses who want clarity over their accounts, investments and long-term financial plans — without the jargon.
Our advisors combine traditional Swiss banking discipline with modern digital tools, so you can track spending, manage cards, plan retirement and invest with confidence, whether you're at your desk or on the go.
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Security first
Multi-stage encryption and identification on every account interaction, in line with Swiss data protection standards.
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Independent advice
We never share your personal data with third parties for marketing purposes.
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Always reachable
Speak with a real advisor by phone, email, or in person at our Bern office.
Our Services03
Six ways we help you stay in control of your money.
From everyday accounts to retirement planning — pick a service or combine several into one plan.
Investment Advisory
Custody accounts, fund portfolios and e-trading guidance tailored to your risk profile and goals.
Bill & Payment Management
QR-bill scanning, eBill payments and mobile transfers — settle everything from one simple dashboard.
Retirement Planning
Pillar 2 and 3 strategies, pension projections and long-term savings plans built around your timeline.
Security & Fraud Protection
Card blocking, biometric login support and fraud monitoring to keep your accounts safe at all times.
Digital Payments
Set up mobile pay, manage prepaid balances, and send money instantly using just a mobile number.
Why Choose Us04
Six reasons clients stay with us for the long run.
Practical advantages, not marketing promises.
Licensed Swiss Advisors
Every consultant is qualified under Swiss financial regulation and continuously trained.
Bank-Grade Encryption
All data is encrypted in transit and at rest, with no data sold to third parties.
24/7 Digital Access
Check balances, pay bills and message your advisor any time, from any device.
Transparent Pricing
Flat, published fees with no hidden charges or commission surprises.
Local & Reachable
A real Bern office and Customer Center you can call, not just a chatbot.
Long-Term Track Record
Over a decade guiding clients through markets calm and volatile alike.
What Our Clients Say05
Real feedback from people we work with.
★★★★★
"Switching my retirement plan over felt complicated at first, but my advisor walked me through every option in plain language. I finally understand my own pension."
Markus H.Private client, Bern
★★★★★
"Quick to respond, transparent about fees, and the mobile tools genuinely save me time every week managing invoices for my small business."
Elena R.Small business owner
★★★★☆
"Solid investment guidance and a team that actually picks up the phone. Would like a few more reporting options, but overall very satisfied."
Daniel S.Investor, Zürich
Pricing06
Straightforward plans, no hidden line items.
All plans include a free initial consultation. Cancel or switch plans at any time.
Personal Banking
CHF 0/ month
- Free personal account review
- QR-bill & eBill payments
- Mobile money transfers
- Email & phone support
Growth Advisory
CHF 39/ month
- Everything in Essentials
- Dedicated investment advisor
- Custody account management
- Quarterly portfolio review
- Priority phone line
Wealth & Retirement
CHF 89/ month
- Everything in Growth Advisory
- Pillar 2 / 3 retirement strategy
- Estate & succession planning
- Dedicated relationship manager
Prices shown are indicative starting rates and may vary by canton and service scope. Final pricing is confirmed during your free consultation.
Get In Touch07
Book your free consultation.
Tell us a little about your situation and one of our advisors will get back to you within one business day — no obligation.
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Office AddressMingerstrasse 20, 3030 Bern, Switzerland
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Phone+41 58 448 14 14
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Email[email protected]